Insurance News

Arizona is One Step Closer to Electronic Proof of Insurance

The state of Arizona, among many other states, requires a driver to carry proof of insurance, and up until now, the only acceptable proof of a driver carrying insurance, was in the form of a copy of an insurance card. … Continue reading

Does a red light photo ticket affect my insurance rates?

Red light cameras are a political hot button and next to cell phone laws, one of the most contested tickets that a driver can receive. Red light cameras have been popping up all over the country and in some cases, … Continue reading

Can Car Insurance Companies be Audited

Car insurance companies are regulated just as banking and securities industries are, and all are subject to scrutiny at state and federal levels. Although there is little regulation that comes from the federal level, each state has its own insurance … Continue reading

What is Online Insurance Verification?

Since all states but New Hampshire require you to purchase car insurance in order to register and drive your vehicle on the roads, it would be to everyone’s benefit if all the states were able to verify insurance on anyone. … Continue reading

What is a joyriding exception?

When you have a member of your family that you wish to exclude from your no-fault car insurance policy, you are excluding them for a reason, possibly paying higher insurance rates to do so. Sometimes the reason is they have … Continue reading

How can I prepare for winter driving?

If you live in Florida, the only preparation for winter driving that you will need to do is prepare for the roadways to become congested as the snowbirds return from their northern state nesting areas. If you are lucky enough … Continue reading

Is there an effect on insurance within cities that have cell phone and texting laws?

If you are addicted to your cellphone and would rather risk a ticket than give up talking, you may end up paying higher car insurance rates. Since cellphones are the third most addictive things people do, it is hard to … Continue reading

What are group discounts and do they apply to car insurance?

As the economic restructuring of this country continues, many people are leaving the larger banks and heading back towards community banks and credit unions. Both the community bank and the credit union give more personalized service to the communities and … Continue reading

Does the color of the car I buy affect my insurance premium?

Your brother swears his insurance rates went up as soon as he bought his little red sports car because the car is red and car insurance companies hate red cars. Chances are he drives like he has a red sports … Continue reading

How does the cost of repairs affect my car insurance premium?

You always need to have the latest technology and the best of the newest electronic gadgets. You may even need to have the newest model car. Are you aware that by owning the newest car model, your cheap car insurance … Continue reading